Attachment of Earnings

This form of enforcement is applicable only for employees not contractors or self employed.

You can use this method of enforcement as long as the debt is not less than £50. With the debtor in employment you can apply to the court for an Order compelling the debtor's employer to deduct a certain amount from the Debtor's wages each week or month in order to pay the sums due under the Judgement.

The below are the 'standard' deduction rates in relation to an Attachment of Earnings order, although these are changed from time to time to take into account things like cost of living and/or inflation.

  • £430 or less on a monthly basis individuals are exempt - ie: NO deduction is made
  • Between £430.01 and £690 a month there is a deduction of 3%
  • Between £690.01 and £950 a month there is a deduction of 5%
  • Between £950.01 and £1160 a month there is a deduction of 7%
  • Between £1160.01 and £1615 a month there is a deduction of 11%
  • Between £1615.01 and £2240 a month there is a deduction of 15%
  • £2240.01 or more a month there is a deduction of 20%

Where the higher deduction rates in relation to an Attachment of Earnings order apply, there is no exempt amount and the amount deducted each pay period ranges from a minimum of 5% up to 40% (on a sliding scale).

The content of this website is for general information only and should not be relied upon. It is not intended to be construed as legal advice and should not be treated as a substitute for specific advice.